Terms of Service

By accessing and using the website cronicaempresarialcoi.com or participating in any educational program offered by Crónica Empresarial COI, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this website or our services.

These terms are governed by the laws of the Republic of Colombia. Any disputes arising from the use of this website or our programs will be subject to the jurisdiction of the competent courts of Bogotá, Colombia.

Crónica Empresarial COI is an educational institution that provides courses, workshops, recorded webinars and individual consulting sessions focused on the economic dimension of small business activity. Our curriculum covers expense management, cash flow control and business budget organization.

Our services are educational in nature. We do not provide tax advice, regulated accounting services, legal advice, investment advice, or any form of professional financial services subject to licensing or certification requirements under Colombian law. Participants should consult qualified professionals for matters requiring regulated advice.

You may use this website for lawful purposes only. You agree not to:

• Use the site in any way that violates applicable Colombian or international law
• Attempt to gain unauthorized access to any part of the website or its underlying systems
• Transmit any unsolicited or unauthorized advertising or promotional material
• Reproduce, duplicate, copy or resell any part of our website content without express written permission
• Use automated tools to scrape, crawl or extract content from this website

We reserve the right to restrict access to any part of the website at our discretion and without notice.

All content on this website, including but not limited to text, graphics, logos, images, course materials, webinar recordings and worksheets, is the property of Crónica Empresarial COI and is protected under Colombian intellectual property law and applicable international conventions.

Program participants are granted a limited, non-exclusive, non-transferable license to use course materials for their own personal educational purposes only. Materials may not be shared, reproduced, distributed or used for commercial purposes without written permission.

Participation in our workshops, webinars and consulting sessions is subject to availability and confirmation by Crónica Empresarial COI. We reserve the right to modify program dates, formats or content at any time. In the event of significant changes, we will notify registered participants through the contact information provided.

Consulting sessions are educational in nature and focus on helping participants understand and apply concepts from our curriculum to their own business context. They do not constitute professional advice of any regulated nature.

The educational content provided by Crónica Empresarial COI is intended to improve participants' understanding of business economics concepts. We do not accept responsibility for business decisions made by participants based on information obtained through our programs.

To the fullest extent permitted by Colombian law, Crónica Empresarial COI shall not be liable for any indirect, incidental, special or consequential damages arising from the use of this website or participation in our programs.

Your use of this website and our programs is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. By using this website, you consent to the data practices described in our Privacy Policy, in compliance with Colombian Law 1581 of 2012.

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to this page with an updated date. Your continued use of the website after any modification constitutes your acceptance of the new terms. We recommend reviewing these terms periodically.

For questions about these Terms of Service, please contact us at:

• Email: info@cronicaempresarialcoi.com
• Address: Cra. 29A #74-70, Bogotá, Colombia
• Phone: +57 310 484 7438